The Ins and Outs of a Life Insurance Rider Policy
Posted: July 7, 2023
Did you know you may be able to add features to your life insurance that allow you to customize your policy? Life insurance riders are add-ons to a policy that you can use to personalize your life insurance to better suit your needs. Although some life insurance riders may increase your premiums, others may be added for no additional charge. Riders may be a cost-effective...
5 Questions to Ask When Choosing Your Medicare Coverage
Posted: July 6, 2023
When you enroll in Medicare, you have options for the type of health plan you want. The first choice is whether to go with Original Medicare or to choose a Medicare Advantage Plan (Part C). If you decide to select a Medicare Advantage Plan, the next decision is which plan to choose. It is important to get answers to the right questions so you can...
Understanding the Steps to Buy Life Insurance
Posted: June 22, 2023
Purchasing life insurance is a critical point in planning for the future. If this is your first time purchasing life insurance, our step-by-step guide can help. How to Buy the Right Life Insurance for You If this is your first time looking into life insurance, take these basic steps to help make a decision about the type of life insurance that best suits your situation:...
5 Quick Tips to Avoid Medicare Scams
Posted: June 21, 2023
Medicare scams in the USA are on the rise. It is essential to be aware of the types of scams out there, so you don't fall prey to scammers who want your personal information. When criminals are successful with Medicare abuse and fraud, it means higher taxes and healthcare costs for everyone. Unfortunately, many people are victims of these scammers – and we don't want...
A Beginner's Guide to Health Insurance Deductibles and Copays
Posted: June 10, 2023
Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...