Standard vs. Hybrid Life Insurance: Which Is Better?
Posted: October 22, 2021
Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...
Tips for Avoiding Medicare Fraud and Abuse
Posted: October 21, 2021
Medicare fraud is committed when someone knowingly deceives Medicare to get payment or a higher payment than the healthcare provider is entitled to receive. Medicare abuse occurs with practices resulting in unnecessary costs for Medicare. Examples include overcharging for supplies or services, misusing billing codes, or billing for unnecessary services. Medicare fraud and abuse are more common than you may think. Fraud schemes can range...
How to Perform a Breast Self-Exam
Posted: October 10, 2021
October is Breast Cancer Awareness Month. Breast self-examination is an important step in the early detection of breast cancer. Along with clinical breast exams and mammograms, it can help detect cancer in the early stages, when it is often treatable. Women should start performing regular breast exams at home in their 20s, as stated by the American Breast Cancer Foundation. Three Ways to Perform a Breast...
Don’t Let These Common Myths Scare You Away from Life Insurance
Posted: October 7, 2021
Most people need life insurance. Not having it could be devastating to your family’s financial future in case the worst should happen. Life insurance is a complex, frequently misunderstood subject, surrounded by a multitude of myths. These myths can be dangerous if they scare you away from purchasing the life insurance coverage you need. Common Life Insurance Myths Debunked If You Are Young and Single,...
Understanding Medicare Coverage for Stroke Survivors
Posted: October 6, 2021
World Stroke Day is Friday, October 29, 2021. This is the day to focus on stroke prevention, and on healthcare options for individuals who have survived a stroke. Major side effects of stroke include decreased mobility, problems with hearing, vision, or balance, and paralysis. What Does Medicare Cover for Stroke Survivors? Every year, more than half a million people over the age of 65 suffer...